Financial Retirement Planner
Problem
This ProRetire Dashboard automates wealth forecasting by integrating inflation-adjusted spending, tax-optimized returns, and annual SIP step-ups into a single view. It instantly identifies your Sustainability Age and tracks One-Time Goals—like house purchases or weddings—against your growing corpus. With real-time visual charts and a professional Word report export, it transforms complex financial data into a clear, actionable survival roadmap.
Prompt Input
The input data for this tool is organized into three primary categories to build a comprehensive financial profile: Client Identity: This captures basic personal markers, specifically the user's Name, Current Age, and intended Retirement Age. Wealth Builder (Inflow): These fields track how money is accumulated, including Current Savings (Lumpsum), Monthly SIP amount, an Annual Step-up % to grow investments over time, and the Expected Return %. Lifestyle & Resilience (Outflow): This section defines spending and safety nets, requiring the Current Monthly Expense, Inflation Rate %, Tax % on returns, and a dedicated Emergency Buffer (₹) to be set aside at retirement. One-Time Goals: Users can input specific future life events by providing a Goal Name, the Age it will occur, and the total Amount required.
Prompt Output
The output data generated by the dashboard provides a high-level summary and a granular year-by-year financial analysis: Corpus at Retirement: Displays the total wealth accumulated by the specified retirement age. Sustainability Age: Identifies the exact age until which your savings will last while maintaining your lifestyle. Safety Buffer Reserved: Shows the specific amount set aside for emergencies at the start of retirement. Monthly Retirement Need: Calculates your current monthly lifestyle cost adjusted for inflation at the point of retirement. Wealth Projection Chart: A real-time line graph visualizing your portfolio's growth during your career and its gradual depletion during retirement. Annual Survival Matrix: A detailed table listing opening corpus, net returns (interest), inflows/outflows, and the impact of major goals for every year until age 100.